Condition records
Photographs and concise notes recording the condition observed at the time of inspection.
Insurance documentation support
Contents Insurance Assessments
Clear, site-based documentation for contents affected alongside building damage, prepared to help insurers, loss adjusters, strata managers and property managers understand the observed condition and next practical steps.
Practical evidence, clearly bounded
Documenting the condition of affected contents
SCE Corp can inspect and document contents where they are affected by, or need to be considered alongside, building damage and repair work. The assessment scope is agreed before attendance and may include photographs, item schedules, observed condition notes and repair-interface information.
Our role is to provide factual construction and site evidence. We do not determine policy coverage, claim entitlement, replacement values or an insurer’s final decision.
For the wider building-claim pathway, see our insurance services.
Assessment scope
What the service can cover
Item schedules
Structured lists of relevant affected items, locations and quantities where these form part of the agreed scope.
Building interfaces
Documentation of how contents impacts relate to damaged rooms, access, make-safe measures or proposed building repairs.
Evidence organisation
Clear file naming and reporting structure to support review by the appointed insurer, loss adjuster or property representative.
Repair coordination
Practical notes on access, protection, removal or reinstatement considerations where building works may follow.
Scope clarification
Identification of information gaps or specialist inputs that should be resolved before repair decisions are made.
A controlled workflow
How an assessment progresses
Confirm the brief
We review the event context, stakeholders, access and required deliverables before confirming suitability.
Inspect and record
The agreed areas and items are documented without extending beyond the authorised scope.
Prepare evidence
Photographs, schedules and observations are organised into a clear, reviewable record.
Support next steps
Where requested, we coordinate the documented contents impacts with the separate building repair pathway.
Useful inputs
Information that helps us scope the work
- site address and safe access arrangements;
- the event date and affected rooms or areas;
- available photographs, inventories or prior reports;
- the insurer, loss adjuster or property representative contact;
- the required format and purpose of the assessment; and
- known building damage or planned repair works.
Related reporting
Keep contents and building evidence aligned
Where a claim also involves building damage, a separate building assessment or report may be required. Keeping these records distinct but coordinated helps stakeholders understand what was observed and which party owns each decision.
Review SCE’s building reports service, or contact us so we can confirm the appropriate pathway.
Frequently asked questions
Contents insurance assessment questions
What is a contents insurance assessment?
It is a documented review of affected contents within an agreed scope. Depending on the brief, the record may include photographs, item details, quantities, observed condition and relevant site context.
Does SCE decide whether my claim is covered?
No. Policy coverage, claim entitlement, valuation and settlement decisions remain with the insurer and its appointed representatives. SCE provides factual construction and site documentation only.
Can contents be assessed alongside building damage?
Yes, where the requested contents documentation is relevant to a suitable building-damage or repair scope. We keep the contents record and building evidence clearly distinguished.
What should I provide before an inspection?
Please provide the address, damage context, affected areas, available records, access details and the name of the party authorising the assessment.
How long will the assessment and report take?
Timing depends on access, the number and condition of affected items, the required reporting detail and stakeholder availability. We confirm the expected programme after reviewing the brief.
Need a clear contents evidence record?
Send us the site details, damage context and required deliverable. We will confirm whether the request fits SCE’s scope and identify the information needed before attendance.