How do you organise strata repairs and insurance building works?

All SCE questions and answers · SCE homepage

Strata committees, owners and insurers need clear decisions before work starts. These answers draw on SCE’s strata building services, insurance repair work and experience delivering repairs in occupied properties across NSW. They explain how technical evidence, agreed responsibilities and written approvals help a project run smoothly.

Choose a topic below, then open a question for the answer. For advice on your building, send SCE your project details.

Organising strata work

Can an owners corporation approach SCE directly for a quotation?

Yes. An owners corporation or authorised committee representative can send SCE the building address, available reports, photographs and proposed scope. We can explain investigation, design and construction options and prepare a proposal for the agreed appointment. Identify who can instruct work and approve expenditure before committing the scheme. SCE works with owners and their appointed strata manager; clear communication helps everyone use the same technical information. Start through our project enquiry form and include any meeting or tender deadline.

Apartment building façade associated with SCE's Balmain NSW cladding project
Apartment building façade associated with SCE’s Balmain NSW cladding project

Can SCE attend a strata meeting and explain repair options?

Yes. SCE can arrange to attend a committee meeting or AGM as part of the agreed service. We explain the problem, material options, construction sequence, resident impacts and the decisions owners need to make in plain language. Frank’s approach is to invite questions about appearance, maintenance, access, cost and risk before work is instructed. Send the agenda and reports in advance so the right building or engineering specialist attends. A presentation supports informed decisions; formal resolutions and statutory responsibilities remain with the appropriate parties.

When views differ, Frank asks owners to explain the specific concern, then SCE compares suitable alternatives and their practical advantages, limitations and risks. We keep the discussion calm, answer follow-up questions and explain why a method or material suits the building. That gives owners a clear basis for their decision. Our remedial tender comparison guide helps organise the differences between proposals before the meeting.

What should a strata repair scope include?

Identify the defect and affected areas, required investigations, design responsibility, materials, access, protection, approvals, inspection points and completion evidence. State exclusions and assumptions as clearly as inclusions. For work involving several trades, define interfaces such as the junction between a new membrane, door threshold and façade. SCE packages related tasks so responsibilities are understood before construction. Our remedial planning tool helps organise an initial brief; the final scope must reflect the actual building and professional findings.

How can owners compare strata repair quotations fairly?

Compare the same scope and delivery requirements, not the total alone. Check investigation and design allowances, access equipment, resident protection, waste removal, testing, approvals, exclusions and handover documents. A cheaper price may leave essential work for later, while a higher price may include duties another contractor has excluded. Ask each tenderer to clarify differences in writing. SCE’s quote comparison tool provides a structured starting point. SCE explains its scope and assumptions so owners can make an informed choice.

Ask what authority advice supports the priced access method and which approvals remain outstanding. SCE has priced an alternative after council advised that footpath occupation was unavailable, while other offers assumed scaffolding. For exposed façades, compare the specified material and finish against the site conditions. Identify work left to the owner, then verify relevant qualifications, registrations and insurance. SCE explains these checks in its quotation and can discuss them at an owners meeting. Our remedial tender checklist shows how to document the differences before appointment.

Who decides whether a strata defect needs an engineer?

The nature and consequence of the defect determine the expertise needed. Structural movement, significant cracking, falling concrete or changes to load paths require appropriate engineering assessment. Other issues may first need a building, façade or waterproofing investigation. SCE identifies the disciplines required and can deliver investigation, design, construction and certification services within the agreed appointment. Farshid Manesh’s building and civil engineering background helps connect technical requirements with practical construction decisions.

Who is responsible for common property repairs?

Responsibility depends on the strata plan, the affected element, applicable by-laws and the legal duties of the scheme and lot owner. A balcony, window or pipe should not be allocated to one party solely because of where it appears to sit. Obtain the relevant documents and establish the repair boundary before pricing or instructing work. SCE can investigate the physical defect and describe the proposed repair scope; the strata manager or legal adviser can resolve disputed responsibility. See our strata waterproofing responsibility guide.

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Occupied buildings and approvals

Can residents stay during remedial works?

Often they can, but the plan depends on the repair, access, noise, dust, weather protection and whether essential facilities remain available. Some stages need temporary exclusion zones or alternative access. SCE plans these stages with the building’s representatives and communicates what changes for residents. The agreed approach may include daily cleaning of working balconies, as requested on previous SCE cladding works. Use the occupied building works planner to identify concerns early; it does not replace a site-specific safety and access plan.

What should residents be told before work starts?

Explain where and when work will occur, how access changes, what residents must move or protect, expected noise and dust, and who to contact. Include arrangements for vulnerable occupants, visitors, deliveries and emergencies where relevant. Update notices when the programme changes. SCE aims to translate the construction plan into practical instructions, rather than send residents unexplained technical documents. Clear notices also help trades understand privacy, security and agreed access boundaries.

Does choosing a DBP registered contractor remove the need for regulated designs?

No. Where the NSW Design and Building Practitioners framework applies, the project still needs the required practitioners, regulated designs, declarations and lodgement steps. Registration and design documentation are different requirements. SCE’s registration and credential evidence identifies its capability, while the project appointment records who performs each regulated role. Use the DBP applicability checker as an initial planning aid and confirm the pathway for the building and work before starting.

Can repair work be staged to suit a strata budget?

Yes, where a safe and technically sound sequence is available. First identify urgent hazards and work that protects the building from further damage. Then distinguish essential repair stages from optional improvements. Staging must allow for temporary weather protection, repeated access costs and interfaces between completed and future work. SCE can present options and their consequences so owners can weigh cash flow against total project cost. Urgent safety measures should not be postponed simply to fit an annual programme.

How does SCE manage variations on a strata project?

A detailed initial scope reduces avoidable surprises. If opening up reveals concealed damage or owners change the requirements, SCE records the proposed change, its reason and the effect on cost and time for the authorised decision maker. Photographs and inspection records help explain why the work differs from the original allowance. Agree the approval process at the start, including emergency make-safe instructions. Clear written decisions protect owners, contractors and trades from conflicting recollections.

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Insurance repair decisions

What is the difference between make-safe work and a permanent insurance repair?

Make-safe work addresses immediate risks and helps prevent further damage, such as temporary weather protection or isolating an unsafe area. A permanent repair follows the assessed scope, required approvals and suitable construction method. One does not automatically authorise the other. SCE provides make-safe services and building repair services, with instructions and responsibility boundaries documented. If there is an immediate threat to life, contact emergency services before arranging a routine project assessment.

Who approves the scope of insurance building repairs?

The insurer or its authorised representative determines claim acceptance and the insured scope under the policy. The building owner and occupier also need clear information about access, finishes and what work will be delivered. SCE records who may instruct each decision and separates approved claim work from any owner-funded improvement. We provide building information and repair proposals; we do not decide policy coverage. Our building assessment services support an informed repair process.

Can I choose a different material or colour during an insurance repair?

A change may be possible, but obtain written agreement from the parties authorised to approve it before ordering or installation. Confirm whether the change affects cost, performance, appearance, approvals or the insurer’s accepted scope. SCE uses product descriptions, selections and recorded approvals to avoid disputes at handover. Frank’s insurance repair experience includes a later colour query resolved through the original written selection record. The lesson is practical: document the choice while everyone is available to confirm it.

Does a damaged roof always need complete replacement?

No. A local repair may be appropriate when the damage is limited, matching materials are available and the remaining roof can perform satisfactorily. In one insurance job, SCE researched and sourced matching slate tiles from outside Sydney rather than assume a full replacement was necessary. The right decision still depends on condition, weatherproofing, access, compliance and long-term value. Our roof repair or replacement guide explains the assessment factors.

How do you avoid confusion about which rooms are being repaired?

Record the work on a clear room plan or sketch with consistent room names, photographs and itemised tasks. Confirm finishes, dimensions and any exclusions before trades start. SCE developed this approach through insurance repairs where different parties used different room descriptions. A simple marked plan gives the owner, assessor and subcontractor the same reference. Keep approvals with the job records and check completed work against that agreed scope before handover.

Can owners combine an insurance repair with an improvement?

Sometimes, provided the insurer accepts the claim scope and the additional work is separately authorised, priced and coordinated. Establish who pays for each part, whether approvals change and how warranties and completion records will be divided. SCE can explain repair and upgrade options without assuming that an insurer will fund a betterment. For structural changes or a wider refurbishment, involve the relevant designers early so the combined work follows a coherent plan.

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Handover and choosing SCE

What documents should a strata committee receive at handover?

The agreed package may include inspection and test records, approved variations, product information, warranties, maintenance requirements, certificates and updated drawings. The exact documents depend on the work and statutory pathway. Record remaining actions and who owns them, rather than treat a visual walkthrough as the only completion check. SCE plans handover requirements in the scope and uses its documented management systems to support traceability from design and procurement through construction.

What insurance and credentials should owners check before appointing a builder?

Check the contractor’s licence, relevant registrations, public liability and other insurance appropriate to the work, using current evidence rather than an old logo or statement. Confirm the named contracting entity and any project-specific cover required. SCE publishes licence, ISO certification, DBP registration and insurance evidence so owners can review its building and civil capability. Eligibility for a type of insurance is different from a certificate issued for a particular project.

What experience does SCE bring to strata and insurance projects?

SCE combines building and engineering capability with planning for occupied properties, multidisciplinary interfaces and documented client decisions. Relevant examples include Balmain apartment cladding works, Woolloomooloo water ingress remediation and its insurance repair programme. Each project has its own appointment and scope. SCE explains how that experience applies to the proposed work rather than assume every building needs the same solution.

What should I send SCE before arranging a strata or insurance meeting?

Send the address, contact and decision-making roles, photographs, relevant reports, repair history, insurer-approved scope if available, and any access restrictions. Include the meeting agenda, proposed dates and questions owners want answered. SCE can then identify the right people to attend and prepare useful options. Submit the information through the website enquiry form; the office can confirm whether further documents are needed before the appointment.

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Discuss your project with SCE

Send the address, photographs, available reports, desired outcome and timing through our website enquiry form. Our team can review the information and plan the next step. Learn about SCE’s building and civil capability, review our certifications, registrations and insurance evidence, explore our service locations, or return to the FAQ hub.

Information reviewed 1 November 2026. Project requirements depend on the site, scope and applicable approvals.